September 2010: United Citizens Bank & Trust, Campbellsburg, Kentucky has once again earned the highest rating for strength and stability from BauerFinancial, Inc., Coral Gables, Florida, the nation's bank rating firm. Earning Bauer's coveted 5-Star Superior rating indicates that United Citizens Bank & Trust is one of the strongest banks in the country excelling in such areas as capital adequacy, deliquent loan levels and profitability. In fact, United Citizens Bank & Trust has earned this top rating for the past 69 consecutive quarters. Only 10% of the nation's banks can claim that distinction.
“There has been a lot of debate recently about how much capital banks should have on hand,” explains Karen L. Dorway, president of BauerFinancial. “That has never been a question here at Bauer. A sizeable capital cushion can make all the difference in an economic crisis. In fact, we consider it so important that in order to earn a 5-Star rating from Bauer, United Citizens Bank & Trust's capital ratios are at least twice what federal regulators require. With twenty-seven years to back us up, Bauer has always believed that capital is king.”
Established in 1872 United Citizens Bank & Trust has been serving the banking needs of its neighbors and friends for 138 years. It operates through five conveniently located offices in Campbellsburg, Carrollton, New Castle, Pendleton, Port Royal and can also be found on the internet at www.unitedcitizensbank.com.
United Citizens Bank & Trust: “The Bank That Service Built.”
BauerFinancial, Inc., Coral Gables, Florida, the nation's leading independent bank and credit union rating and research firm, has been reporting on and analyzing the preformance of U.S. Banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtian star-ratings by visiting
