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Citizens Club Checking - A checking account that is all about you! Benefits are designed to maximize your convenience, savings, and security. Enjoy auto trip routing, discount hotel and airfare, and theme park tickets on your next trip. Relax with the security of roadside assistance, payment card protections, identity theft insurance, and accidental death and dismemberment insurance. Save on bank services like check printing, safe deposit box rentals, cashiers checks, and copies. Save money with grocery coupons, rebate rewards, and discounts on vision wear. All with no minimum balance requirement and for one low monthly fee of $8.00 for the basic plan or $10.00 for the family plan. See the service charge schedule for balance requirements and fees.
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Regular Checking - A checking account available for both individuals and businesses. A minimum deposit of $100 is required to open the account. If a minimum balance of $400 is not maintained, a service charge will apply. See the service charge schedule for balance requirements and fees.
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Now Account - Interest bearing checking account offered to individuals, nonprofit organizations, government units, and funds held by a fiduciary. A minimum deposit of $1,000.00 is required to open the account. See the service charge schedule for balance requirements and fees.
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Super Now Account - Same features as a NOW account but with a higher annual percentage yield (APY). A minimum deposit of $2,500.00 is required to open the account. See the service charge schedule for balance requirements and fees.
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Free Checking - A regular checking account for individuals with no monthly service charge and no required minimum balance to maintain. Checks written will not be returned to you, but will be itemized on your monthly statement. You may obtain copies for a fee of $2.00 each check plus the hourly research fee if several checks are involved. You must deposit $100 to open the account. See the service charge schedule for additional fees that may apply.
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Money Market - Interest bearing checking account allowing a limited number of transactions per statement period. A minimum deposit of $2,500.00 is required to open the account. See the service charge schedule for balance requirements and fees.
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Special Money Market - Same features as a Money Market account but with a lower balance requirement and APY. A minimum deposit of $1,000.00 is required to open the account. See the service charge schedule for balance requirements and fees.
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Regular Savings- Enjoy immediate access to you account. A minimum deposit of $25 is required to open and you must maintain a minimum daily balance of $10 to receive interest. See the service charge schedule for balance requirements and fees.
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Health Savings Account - HSA's were created by the Medicare bill signed by President Bush in December, 2003 and provide for the pre-tax payment of un-reimbursed medical expenses while offering tax advantages similar to an IRA. Adults with coverage under a "high deductible health insurance plan," have no other first dollar medical coverage, are not enrolled in Medicare, and cannot be claimed as a dependent on someone else's tax return are eligible for contributions to a Health Savings Account.
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Christmas Club - Savings club consisting of 50 weekly deposits in the amounts of $10.00 or $20.00 starting the first Monday in November. Payments are automatically debited from an existing deposit account. A check is mailed at maturity for the account balance. Completed clubs receive a small gift when finished.
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