United Citizens Bank & Trust Company

Stop Payment	15.00
Overdraft/NSF (per item)	30.00
Overdraft Protection Sweep	10.00
Minimum Balance Sweep	3.00
Dormant Account (monthly)	2.00
Certified Check	5.00
Cashiers Check	5.00
Chargeback of Returned Item	3.00
Collection Item	10.00
Foreign Check Deposit	5.00
Statement Copy	2.00
Microfilm Copy	.50
Free Checking Check Copy	2.00
Research (per hour)	20.00
Garnishment	50.00
Wire Transfer - Domestic	20.00
Wire Transfer - International	Call for fee
Fax	5.00
Debit Card Replacement	5.00
ATM per withdrawal and transfer:
Checking-after 3 each statement cycle	.75
Savings-after 18 each statement cycle	.75
Free Checking Statement mailing fee	5.00