United Citizens Bank & Trust Company

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The Bank That Service Built

SERVICE CHARGES AND FEES

Stop Payment 

20.00

Overdraft/NSF (per item)

30.00

Overdraft Protection Sweep

10.00

Minimum Balance Sweep

3.00

Dormant Account (monthly)

3.00

Certified Check

5.00

Cashiers Check

5.00

Chargeback of Returned Item

3.00

Collection Item 

10.00

Foreign Check Deposit

5.00

Statement Copy

3.00

Microfilm Copy

.50

Free Checking Check Copy

2.00

Research (per hour)

20.00

Garnishment

50.00

Wire Transfer Out - Domestic
Wire Transfer In - Domestic

20.00
10.00

Wire Transfer Out- International
Wire Transfer In - International

Call for fee
Call for fee

Fax

5.00

Debit Card Replacement

5.00

ATM per withdrawal and transfer: 

   Checking-after 3 each statement cycle

.75

   Savings-after 18 each statement cycle

.75

Free Checking Statement mailing fee

Free Checking Online Access

5.00

3.95 monthly



Miscellaneous Account Fees

Regular Checking



Business Checking

monthly average balance
      below $500

monthly average balance
      below $500
per item over 250


6.00 monthly


8.00 monthly

      .20 each


NOW

minimum daily balance below $1,000 

10.00 monthly

Super NOW 

minimum daily balance below $2,500


11.00 monthly

Money Market

minimum daily balance below $2,500

10.00 monthly

Special Money Market

minimum daily balance below $1,000

10.00 monthly


 
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Last modified: September, 2009