In an era where most banks shy away from agricultural loans, United Citizens Bank & Trust has a staff in place which has deep roots in farming and understands the special needs which today’s farmers possess. In fact, since our founding in 1872, United Citizens Bank & Trust has been a leader in agricultural finance serving the needs of both full time and part time farmers. We offer both fixed rate and adjustable rate loans on farmland, livestock, equipment and operating lines of credit. Our interest rates are very competitive.
United Citizens is proud to partner with both the USDA Farm Service Agency and Kentucky Ag Finance Corporation to provide beginning and under-served farmers and agribusinesses with the access to low-cost financing that they need. Access to capital is the most limiting factor in this era of agriculture. Let us do the hard work for you, and direct you towards the loan program best suited to your needs.