United Citizens Bank & Trust
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  • About
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  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
    • Buckner
  • About
    • Contact
    • History
    • Meet the Board
    • Privacy Policy
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Information regarding COVID-19 (Coronavirus)

At United Citizens, we are taking extra precautions to protect both our customers and our employees from potentially spreading Coronavirus. Your health and safety, as well as your financial security, matters to us. Here's how we are taking action, and some other information to equip yourself with.
READ MORE

Information regarding the latest round of Economic Impact Payments

Questions about the latest round of economic impact payments? Visit our EIP info page for everything you need to know, with additional resources for your convenience. 
READ MORE
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Fraud Alert

Please be aware of a fraudulent "Final Notice" document that has been mailed with United Citizens Bank listed as the sender. This is fraudulent, and should be discarded. Please do not hesitate to call your closest branch if you receive this fraudulent notice.
Sample Fraudulent Document

SpoofedWebsite Alert

United Citizens is aware of a website that is attempting to spoof our site in order to gain access to our customers and their information. This website at first glance appears to be for a normal bank with a similar name; however, upon closer inspection it is very obviously fraudulent.

We were alerted to this by someone who received a text message with the link to the fraudulent website. Please remember to NEVER open links from numbers you do not know, especially if it looks bank related. UCB will NEVER text you. 

Please be cautious, and remember to always use the correct URL: unitedcitizensbank.com. When in doubt, just give us a call! If you have received a similar text message or have seen a website that doesn't seem quite right, please let us know.

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UCB Branch Office Openings and Closings


All offices of United Citizens Bank & Trust Company are operating on a normal schedule. If inclement weather or emergency conditions exist or are expected, please check here for updates days and hours of operations.​
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UCB Fraud Alert

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Summer always brings an increase in debit card fraud from gasoline stations. Skimmers and cameras are placed on the pumps to secretly record your card information. That info is used to make duplicate cards that are then used by criminals. Be cautious when using your cards to purchase gas. Check the pump for signs of tempering and try to wiggle the card reader. If it moves, notify and select a different pump. Use your debit card without using your PIN. Paying the attendant is always safer than paying at the pump. 

HOT TIPS to Avoid Scams

Federal Trade Commission

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USA.gov

Hang up. If someone calls asking for money or personal information, hang up. If you think the caller might be telling the truth, call back to a number you know is genuine. And, avoid robocalls by registering your number on Kentucky's No Call List. 

Do not pay upfront. Scammers often offer prizes or threaten to take action against you, if you don't pay a fee or provide your personal information. Legitimate businesses and government agencies will not threaten you for upfront payments. 

Do not wire money or send reloadable credit/gift cards to people you do not know. Legitimate businesses and government agencies will not require you to use these payment methods. It is almost impossible to get your money back after it has been wired, though services like Western Union. Reloadable cards like MoneyPak, Reloadit or other types of gift cards like iTunes present the same problem. 

Slow Down. Con artists prey on fear and want to scare you into taking action very quickly. Before you issue payment or provide your personal information, verify the business by researching it online- verify their website, contact information, and search for reviews and company policies. 

If it sounds too good to be true, it probably is. If someone is offering you something for free or a prize you have never registered to win, it is more than likely a scam. 
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© 2021 United Citizens Bank & Trust Company
NMLSR#688969
8198 Main Street / PO Box 250
Campbellsburg, KY  40011
(800) 223-2850 - Toll Free
(502) 532-7392 - Main
​(502) 532-6607 - Fax
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United Citizens Bank & Trust Company is a locally owned community bank serving our communities. We offer & deliver quality financial services to all customers at competitive rates. We are committed to active community involvement. We strive to maintain financial soundness & stability while providing shareholders a reasonable return on their investment.
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Comments or questions about this website please contact us during business hours.
​Last Modified Feb 7, 2020

  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
    • Buckner
  • About
    • Contact
    • History
    • Meet the Board
    • Privacy Policy