United Citizens Bank & Trust
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  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
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  • About
    • Contact
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    • Privacy Policy
  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
    • Kasasa Protect® ID Fraud Defense
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
  • About
    • Contact
    • History
    • Privacy Policy
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Apply for a Loan

We are proud to offer a variety of loans to help meet your financial needs.  Our loan officers are ready to meet with you, and help choose the loan that is right for you.
Please contact a loan officer at any of our branches to apply for a loan. 
When applying for a loan, you may be asked to provide the following documentation:
  • Last two year's W-2s
  • Paystubs for the last 30 days
  • Last two year's federal tax returns 
  • Personal Financial Statement
  • If currently renting, landlord's name & address for past two years
  • Valid sales contract signed by both parties (if a purchase transaction)
  • Proof of insurance
  • If refinance, copy of insurance policy and copy of deed
  • Corporate tax returns for last two years if ownership is 25% or more (if a business loan)
  • Year to date Profit & Loss (if a business loan)

We can help with:

  • Purchasing a vehicle
  • Purchasing an RV, boat, 4 wheeler or motorcycle
  • Purchasing of Farm Equipment
  • Agriculture needs
  • Debt consolidation
  • Vacations
  • Home purchase or New Construction
  • Home improvements
  • Unexpected expenses

Loan types to meet your needs:

  • Auto Loans
  • Boat, RV, and Motorcycle Loans
  • Loans secured with CD's, etc.
  • Unsecured Loans
  • Real estate Loans
  • Lines of Credit
  • Commercial loans
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​Livestock & Grain Markets
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© 2020 United Citizens Bank & Trust Company
NMLSR#688969
8198 Main Street / PO Box 250
Campbellsburg, KY  40011
(800) 223-2850 - Toll Free
(502) 532-7392 - Main
​(502) 532-6607 - Fax
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United Citizens Bank & Trust Company is a locally owned community bank serving our communities. We offer & deliver quality financial services to all customers at competitive rates. We are committed to active community involvement. We strive to maintain financial soundness & stability while providing shareholders a reasonable return on their investment.
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Comments or questions about this website please contact us during business hours.
​Last Modified Feb 7, 2020

  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
    • Kasasa Protect® ID Fraud Defense
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
  • About
    • Contact
    • History
    • Privacy Policy