Loans

Loans

United Citizens Bank & Trust has developed a line-up of loan products designed to fit your specific needs and we offer the personalized service you are looking for in a lender. We offer quick local loan approvals and if you have trouble getting in to see us during regular business hours, we’d be glad to meet you after hours–your place or ours. How’s that for service? 

Agriculture

With a staff deeply rooted in agriculture, we understand your farm needs. From lines of credit to livestock loans, we have it all. 

Learn more

Business

Let UCB help you grow your small business with our wide range of products. You need your business to run smoothly-and we can help.

Learn More

Home Loans

First time home buyer? Looking for a change, or a refinance? Our experienced mortgage lenders are here to serve you and your family.

Learn More

Home Equity

Use the equity in your home to access funds anytime you need them, for any occasion. 

learn more

Construction

Check out our competitive, flexible construction loans. Primary homes, agricultural structures- you name it, we can finance it!

Learn More

Personal

Making a major purchase, like a car, can be an overwhelming decision. Let UCB simplify it for you. From braces to bills, we have you covered.

Learn More