United Citizens Bank & Trust
  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
    • Buckner
  • About
    • Contact
    • History
    • Meet the Board
    • Privacy Policy
  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
    • Buckner
  • About
    • Contact
    • History
    • Meet the Board
    • Privacy Policy
​Personal
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Checking

Let us help you choose a deposit account that is right for you.
​We offer several products to meet your needs.
e checking icon

eChecking

A checking account for individuals who want to take advantage of all the electronic services offered at United Citizens Bank.  Get all the great checking features, with no minimum balance to maintain. The $6.00 monthly service fee can be reduced or eliminated by having 10 (ten) Debit Card Transactions and 1 (one) Direct Deposit per statement cycle. eStatements required.
e checking icon

Free Kasasa Cash® Checking

An interest-earning free checking account that pays a really high rate and earns refunds on ATM withdrawal fees, nationwide!* There is no minimum balance requirements to meet, no monthly account maintenance fee, only $100 minimum deposit to open. Learn more about it here.
regular checking icon

Regular Checking

Available for both individuals and businesses. A minimum deposit of $100 is required to open the account. If a minimum average balance of $500 is not maintained, a service charge will apply.

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regular checking icon

Free Kasasa Cash Back® Checking

A free checking account that earns refunds on debit card purchases and ATM withdrawal fees every month!* There is no minimum balance requirements to meet, no monthly account maintenance fee, and only $100 minimum deposit to open. Get more details here.

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money market icon

Money Market

Interest bearing checking account allowing a limited number of transactions per statement period. A minimum deposit of $2,500 is required to open the account. If a minimum daily balance of $2,500 is not maintained, a service fee will apply. A Special Money Market is available with lower minimum balance and APY.
citizens club icon

Free Kasasa Tunes® Checking

Free checking account that pays refunds on your iTunes®, Amazon.com®, and Google Play™ digital purchases. It also earns refunds on ATM withdrawal fees, nationwide!* there is no minimum balance requirements to meet, no monthly account maintenance fee, and only $100 minimum deposit to open. Take a closer look at it here.
now account icon

Now Account

Interest bearing checking account offered to individuals, nonprofit organizations, government units, and funds held by a fiduciary. A minimum deposit of $1,000.00 is required to open the account.

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super now account icon

Super Now Account

Same features as a Now account but with a higher annual percentage yield (APY). A minimum deposit of $2,500.00 is required to open the account.


​Deposit Features


UCOnline Internet banking
 UCOnline bill pay
UCMobile banking
Anytime Banker telephone banking
Free direct deposit
Free debit card with no annual fee
eStatements
​Person-to-person transfers
Member F D I C Logo
Member of Consumer Financial Protection Bureau Logo
Kentucky Department of Agriculture Logo
​Livestock & Grain Markets
Nasdaq Logo
Stock Quotes & Business News
U S Small Business Administration Logo
Equal Housing Lender Logo
© 2021 United Citizens Bank & Trust Company
NMLSR#688969
8198 Main Street / PO Box 250
Campbellsburg, KY  40011
(800) 223-2850 - Toll Free
(502) 532-7392 - Main
​(502) 532-6607 - Fax
United Citizens Bank & Trust Logo
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United Citizens Bank & Trust Company is a locally owned community bank serving our communities. We offer & deliver quality financial services to all customers at competitive rates. We are committed to active community involvement. We strive to maintain financial soundness & stability while providing shareholders a reasonable return on their investment.
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Comments or questions about this website please contact us during business hours.
​Last Modified Feb 7, 2020

  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
    • Buckner
  • About
    • Contact
    • History
    • Meet the Board
    • Privacy Policy