United Citizens Bank & Trust
  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
    • Kasasa Protect® ID Fraud Defense
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
  • About
    • Contact
    • History
    • Privacy Policy
  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
    • Kasasa Protect® ID Fraud Defense
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
  • About
    • Contact
    • History
    • Privacy Policy

Board of Directors
Mission & Vision

Picture

Our Mission

To be a locally owned community bank serving our communities by offering and delivering quality financial services to all customers at competitive rates. We are committed to active community involvement. We will strive to maintain financial soundness and stability while providing shareholders a reasonable return on their investment.

Our Vision

Foremost, the Board recognizes, understands and appreciates its roots! Lineage exists with several directors to the bank’s origin in 1872. The Board is firmly entrenched in the first sentence of the Mission Statement “… To be a locally owned community bank…”. We have no desire to be affiliated in any way with some large conglomerate where customers and employees become numbers and communities are abandoned for the almighty dollar. This Board, by choice, lives in, interacts with and cares for the communities we serve. It chooses to remain locally owned.

Our motto, “The Bank that Service Built”, even though it alludes to the past and how we got here, also represents our ambitions. We don’t ever want that statement to be wrong or a misstatement of fact. Not one year, ten years or another one hundred thirty years from now!

Next within our vision is to serve the communities of our immediate area. Serve is the key word. We want to ensure our products and services are what is needed, of quality, and provide a value to our customers.

We will continue our efforts of community development, providing seminars, discussions, and sponsoring field days, with the ambition of imparting helpful information to our neighbors and customers.

We have the duty to ensure, and all shareholders deserve a reasonable return on their investment. We can accomplish that without being extremists. We don’t have to be the biggest, the highest priced, nor the cheapest. We can justly reward shareholders by offering quality products, making the right decisions, and following prudent procedures.

In summary, the Board’s vision mirrors our Mission. Adherence to the fundamentals of our mission will result in us becoming the bank we would like to remain.

History

The “Bank of New Castle” was incorporated March 21, 1870 with an authorized capital of $100,000.00.  A lot on Main Street was purchased February 13, 1871 on which the first bank building was constructed. The bank commenced business on March 1, 1872 . The first administrative staff consisted of: 
George C. Castleman – President
Joseph Brinker – Cashier
Sanford Strother – Bookkeeper
J. W. Matthews – Clerk  

“Citizens Bank” at Port Royal was formed in 1891 with capital stock of $15,000.00.  M. B. Perry was elected President.  He was succeeded by his son, H. E. Perry, who would see this bank consolidate with “Citizens Bank of New Castle ” in 1935 to become “Citizens Bank.” H. E. Perry occupied the office of President of the combined institutions for 58 years. 

The same year as the Citizens Bank merger, The "Bank of Campbellsburg" which was established in 1889, joined with the "Farmers Bank of Turners Station" to become "United Farmers Bank."  Both United Farmers Bank and Citizens Bank continued to serve the needs of Henry County residents and be active participants in county growth for many years.

In 1975, the Board of Directors of both institutions recognized the potential gain for shareholders and customers that another merger would bring. After careful consideration and planning, the two banks merged to become what we have today - 
United Citizens Bank & Trust Co., Inc. 

Member F D I C Logo
Member of Consumer Financial Protection Bureau Logo
Kentucky Department of Agriculture Logo
​Livestock & Grain Markets
Nasdaq Logo
Stock Quotes & Business News
U S Small Business Administration Logo
Equal Housing Lender Logo
© 2021 United Citizens Bank & Trust Company
NMLSR#688969
8198 Main Street / PO Box 250
Campbellsburg, KY  40011
(800) 223-2850 - Toll Free
(502) 532-7392 - Main
​(502) 532-6607 - Fax
United Citizens Bank & Trust Logo
facebook link
twitter link
instagram link
linkedin link
United Citizens Bank & Trust Company is a locally owned community bank serving our communities. We offer & deliver quality financial services to all customers at competitive rates. We are committed to active community involvement. We strive to maintain financial soundness & stability while providing shareholders a reasonable return on their investment.
•Privacy   •Web Accessibility   
Comments or questions about this website please contact us during business hours.
​Last Modified Feb 7, 2020

  • Bank
    • Checking
    • Savings
    • CDs - IRAs
  • Borrow
    • Agriculture Loans
    • Business Loans
    • Construction Loans
    • Home Loans
    • Home Equity Loans
    • Personal Loans
  • Services
    • ATM
    • UCB Mobile Banking
    • Mobile Check Deposit
    • Debit Card
    • Anytime Banker
    • ACH
    • Cashier Checks
    • Safe Deposit Box
    • Order Checks
    • Kasasa Protect® ID Fraud Defense
  • Resources
    • Report A Lost or Stolen Debit Card
    • Alerts
    • Financial Tools
    • Small Business Resources
    • Security Awareness Newsletter
    • Money Management
    • Media Releases
    • Frequently Asked Questions
    • Wiring Instructions
  • Locations
    • Pendleton
    • Eminence
    • Carrollton
    • Campbellsburg
    • New Castle
  • About
    • Contact
    • History
    • Privacy Policy