To our community, customers, friends, and family:

United Citizens gives our sincerest thanks to all who celebrated our 150th Anniversary with us. It is because of the overwhelming support that our community has shown us that we have been able to remain a locally owned community bank. Our priority is, and will always be, serving our customers and community. Thanks to everyone for your part in keeping UCB locally owned and rooted in service since 1872!  

Ready to Apply? 
Start the application process online.

Apply Here

Why Join the Citizens Club?

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Enjoy discount hotel, airfare and theme park tickets on your next trip.
Relax with payment card protections, identity theft insurance and accidental death and dismemberment insurance.
Save on bank services like safe deposit box rentals, cashiers checks & copies and two free boxes of checks per year. 
​Save money with grocery coupons, rebate rewards, and discounts on vision wear.

Put the equity in your home to use.

With an interest-only Home Equity Line of Credit from United Citizens Bank & Trust.

Learn more

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The votes are in!

Our Local Photo Contest has ended, and United Citizens appreciates every single person who submitted photos. We received so many awesome entries that it was difficult for our judges to choose just three in each category! To see the winning photos, head on over to the winner's page!

*Winners will be contacted before the end of the week to pick up their prize.

Photo Contest Winners

Attention All Local Photographers!

Our branch lobbies are in need of a spruce, and what better way to do so than with local photographs?
​Enter our Local Photo Contest with your local photographs, taken in Henry, Oldham, Carroll, or Trimble Counties. 
Professional, aspiring, and amateur entries are all welcome. 

Categories:
Agriculture, Community, Historical, Nature, Altered, Youth

Prizes for each category:
1st place: $150, 2nd place $100, 3rd place $50

Contest Dates:
July 1st, 2021 - September 30th, 2021

Visit our Photo Contest page for full Rules and Conditions of Entry.

Photo Contest Page

Spoofed Website Alert- Please visit our alert page for information on a recent scam attempt.

Alerts Page

As of March 10th, our lobbies are open to walk-in traffic. Please visit our Covid-19 info page for more information on how we are taking precautions to protect both our customers and employees.​

Read More

Questions about the latest round of economic impact payments? Visit our EIP info page for everything you need to know, with additional resources for your convenience. 

Read More

• 
  Questions about the latest round of economic impact payments?
  ​Visit our EIP info page for everything you need to know, with additional resources for your convenience. 

  READ MORE
• At United Citizens, we are taking extra precautions to protect both our customers and our employees from potentially spreading Coronavirus. Your health and safety, as well as your financial security, matters to us. Here's how we are taking action, and some other information to equip yourself with.
  Please note, our lobbies are currently closed to walk-in traffic. Please visit our Covid-19 info page for more information.

  READ MORE

• Questions about the latest round of economic impact payments?
  ​Visit our EIP info page for everything you need to know, with additional resources for your convenience. 
• At United Citizens, we are taking extra precautions to protect both our customers and our employees from potentially spreading Coronavirus. Your health and safety, as well as your financial security, matters to us. Here's how we are taking action, and some other information to equip yourself with.
  Please note, our lobbies are currently closed to walk-in traffic. Please visit our Covid-19 info page for more information.