USDA Participation Loans For Farm Ownership

In participation with the USDA’s Farm Service Agency, United Citizens Bank & Trust is pleased to announce a joint financing program for real estate purchases. With this program the borrower obtains up to 50% of the funds needed from United Citizens Bank & Trust at either a fixed or variable rate of interest for up to 40 years while the remaining 40% is provided by the Farm Service Agency at a below market rate for up to 40 years! There is down payment assistance, if necessary, for the remaining 10% needed to complete the purchase.