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Let us help you choose a deposit account that is right for you.
We offer several products to meet your needs.

Let us help you choose a deposit account that is right for you.
We offer several products to meet your needs.
A FREE account for anyone!
-FREE first box of standard checks
-No minimum balance
-No monthly service charge
$50 minimum deposit to open.
Earn interest with the convenience of direct deposit or any automatic payment!
-FREE first box of standard checks
-Competitive Interest
-No minimum balance
-No monthly service charge
$50 minimum deposit to open.
A perfect account for customers 50 and better!
-FREE standard checks
-Competitive Interest
-No minimum balance
-No monthly service charge
$50 minimum deposit to open.
An account for those interested in higher interest!
-FREE standard checks
-Higher interest rate with a balance of $1,500 or more
-Competitive interest if balance falls below $1,500
-Only $6 monthly charge if minimum balance falls below $1,500
$50 minimum deposit to open.
An Interest bearing checking account. A minimum deposit of $2,500 is required to open the account. If a minimum daily balance of $2,500 is not maintained, a service fee will apply.
Enjoy immediate access to your account. A minimum deposit of $50 is required to open. You must maintain a minimum daily balance of $10 to receive interest. If a minimum average balance of $100 is not maintained, a service charge (waived for minors) will apply.
Savings Club consisting of 50 weekly deposits in the amounts of $10 or $20 starting the first Friday in November. Payments are automatically debited from an existing deposit account. Account balances will be deposited into your deposit account at maturity. Completed clubs receive a small gift when finished.
HSA's provide for the pre-tax payment of un-reimbursed medical expenses while offering tax advantages similar to an IRA. Adults with coverage under a "high deductible health insurance plan," have no other first dollar medical coverage, are not enrolled in Medicare, and cannot be claimed as a dependent on someone else's tax return are eligible for contributions to an HSA. A minimum deposit of $50 is required to open. No service charge.
©2024
United Citizens Bank & Trust Company
NMLSR#688969
8198 Main Street / PO Box 250
Campbellsburg, KY 40011
502-532-7392 - Main
502-576-7406 - Fax
United Citizens Bank & Trust Company is a locally owned community bank serving our communities. We offer & deliver quality financial services to all customers at competitive rates. We are committed to active community involvement. We strive to maintain financial soundness & stability while providing shareholders a reasonable return on their investment.
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